Oct 24 2025 14:00

Top Mistakes to Avoid When Filing a Car Accident Claim

Being involved in a car accident can be overwhelming. Between medical appointments, car repairs, and dealing with insurance adjusters, it’s easy to make mistakes that can hurt your claim. Knowing what not to do can make a big difference in protecting your rights and maximizing your recovery.

 

At Jeff Sampson Law, our team of experienced Louisville car accident attorneys helps victims navigate the claims process every day. Here are the top mistakes to avoid when filing a car accident claim in Kentucky.

 

1. Failing to Seek Medical Treatment Immediately

 

Even if you feel fine, always get checked by a doctor after a crash. Some injuries, such as concussions or whiplash, may not show symptoms right away. Prompt medical documentation strengthens your case and prevents insurance companies from arguing your injuries weren’t serious.

 

2. Not Calling the Police

 

A police report is crucial for documenting the facts of the accident. Without it, proving fault becomes more difficult. Always call law enforcement, even after what seems like a minor wreck.

 

3. Admitting Fault Too Soon

 

After an accident, emotions run high. Be careful not to say anything at the scene—or to an insurance adjuster—that could be taken as an admission of fault. Leave those discussions to your Louisville car accident lawyer.

 

4. Accepting the First Settlement Offer

 

Insurance companies often make low initial offers in hopes that victims will settle quickly. Don’t accept without speaking to an attorney. A skilled auto accident lawyer in Louisville can calculate the true value of your claim, including medical bills, lost wages, and pain and suffering.

 

5. Posting on Social Media

 

Insurance companies sometimes monitor social media accounts to look for evidence that contradicts your claim. Avoid posting pictures, comments, or updates about your accident or injuries.

 

6. Missing Deadlines

 

Kentucky has a strict statute of limitations for personal injury cases. If you miss the filing deadline, you may lose your right to compensation entirely. A car wreck attorney in Louisville KY can ensure your claim is filed on time.

 

7. Not Hiring a Lawyer

 

Perhaps the biggest mistake is trying to handle your case alone. Insurance companies have teams of lawyers working against you. Having an experienced Louisville personal injury lawyer on your side levels the playing field.

 

How Jeff Sampson Law Can Help

 

Our Louisville auto accident attorneys have years of experience helping clients who were injured in:

  • Car crashes – Trusted car accident attorneys in Louisville

  • Truck accidents – Skilled truck accident lawyers in Louisville

  • Motorcycle accidents – Compassionate motorcycle accident attorneys in Louisville KY

  • Pedestrian and bicycle accidents – Dedicated Louisville pedestrian accident lawyers and bicycle accident attorneys in Louisville

We know how to negotiate with insurance companies and, if necessary, fight in court to get you the compensation you are entitled to.

 

Contact a Louisville Car Accident Lawyer Today

 

If you’ve been hurt in a car crash, don’t let simple mistakes cost you your recovery. At Jeff Sampson Law, we provide the guidance you need to protect your rights every step of the way.

 

📞 Call us today for a free consultation with a dedicated Louisville car accident attorney. You pay nothing unless we win your case.